Financial Wellness Month: Get Financially Fit with JVS

New Year’s resolutions:  Reduce my debt. Create a realistic budget. Start saving money.

January is Financial Wellness Month and it's a great time to tackle your financial goals.  JVS offers an array of free resources including classes and individual counseling to help.  Financial educators at JVS can help you set new money management goals, learn how to get out of debt, avoid foreclosure and fight identity theft.

Keep Your Home – This two-hour orientation program is designed to reach the hardest hit homeowners in Oakland, Macomb and Wayne counties. Program participants who have suffered an involuntary hardship can benefit from assistance to pay delinquent property taxes and past due mortgage payments. Keep Your Home is offered at JVS on Fridays at 11 a.m. in January.

Credit Reporting and Identity Theft in Your Job Search Seminar – Offered at JVS on Jan. 14 or Feb. 4 at 10 a.m., this 90-minute workshop teaches job seekers how potential employers use credit reports and how to prevent identity theft when utilizing online job search tools.

Homebuyer Education – With seminars offered at various times of the year, JVS’s certified homebuyer education counselors teach individuals about the entire home buying process, including credit repair, how to qualify for a mortgage, mortgage terminology, proper home maintenance and how to avoid foreclosure. Referrals to affordable housing options are also provided.

Individual Counseling – JVS also works with individuals and conducts small group seminars focusing on how to effectively:

·         Budget

·         Establish, manage and repair credit

·         Manage debt and prevent foreclosure

·         Save for college, a house, retirement and more

·         Avoid identity theft.

JVS offers financial education programs and individual counseling at no cost to participants. For further information, visit www.jvsdet.org/finances, or call (248) 233-4299. 

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About JVS

JVS is an award-winning human services organization with four main locations in metropolitan Detroit that helps people realize life’s potential through a variety of programs to maximize their self-sufficiency. The agency provides counseling, training, support services and comprehensive programs to the frail elderly, at-risk youth, individuals with disabilities, unemployed workers, and people who are economically disadvantaged.